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Team Ray & Co.
Team Ray & Co.
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Team Ray & Co.
Team Ray & Co.
Home
About Us
Buy
Sell
Testimonials
Blog
Events
Contact Us
CONNECT
Home
About Us
Buy
Sell
Testimonials
Blog
Events
Contact Us
CONNECT

LET’S CONNECT

We celebrate the sale.

We don’t talk about the grief.

Selling a home isn’t just a transaction.
It’s letting go of a version of your life you once built everything around.

This one hit close.

And it reminded me—this work is
We celebrate the sale. We don’t talk about the grief. Selling a home isn’t just a transaction. It’s letting go of a version of your life you once built everything around. This one hit close. And it reminded me—this work is about so much more than houses.
Open Houses All Week! Don't miss this beauty! Fri 3/20 3PM-5PM Sat 3/21 11AM-1PM Sun 3/22 12PM-2PM Tues 3/31 11AM-2PM (Brokers Only) Sat 3/28 11AM-1PM
✨ PRICE IMPROVEMENT! MOVE-IN READY + FRESHLY UPDATED ✨

This spacious 2,200 sq ft townhome is ready for its next chapter—offering a flexible layout, thoughtful upgrades, and low-maintenance living in a convenient central location with easy acce
✨ PRICE IMPROVEMENT! MOVE-IN READY + FRESHLY UPDATED ✨ This spacious 2,200 sq ft townhome is ready for its next chapter—offering a flexible layout, thoughtful upgrades, and low-maintenance living in a convenient central location with easy access to I-5 and Joint Base Lewis-McChord. ✔️ New LVP flooring throughout (2025) ✔️ Brand-new, never-used stainless steel appliances ✔️ Primary suite with walk-in closet, jacuzzi tub & walk-in shower ✔️ Bonus mini suite + multiple bathrooms ✔️ Basement with full bath, guest bath & extra storage ✔️ Patio with gas hookup ✔️ Washer & dryer included ✔️ New water heater (2025) ✔️ HOA includes yard maintenance Comfort, functionality, and flexibility—perfect for homeowners, multi-generational living, or buyers looking for space without the upkeep. 👉 DM me “HOME” for photos, pricing, and a private showing 💬 Or comment “INFO” and I’ll send the details
✨ Picture-perfect living in Oakbrook ✨

This beautiful rambler is the kind of home that just feels right the moment you walk in.

🍽️ Chef’s kitchen with quartz counters, stainless steel appliances & farmhouse sink
🛋️ Multiple living space
✨ Picture-perfect living in Oakbrook ✨ This beautiful rambler is the kind of home that just feels right the moment you walk in. 🍽️ Chef’s kitchen with quartz counters, stainless steel appliances & farmhouse sink 🛋️ Multiple living spaces + formal dining—perfect for hosting 🔥 Cozy + elevated finishes with hardwoods & heated tile floors ❄️ Comfort year-round with A/C, heat pump & high-efficiency furnace Step outside and it only gets better… 🌿 Fully fenced yard with fruit trees & garden space 🔥 Fire pit + pergola for slow evenings & gatherings 🚐 RV/boat parking + room for all your toys 💦 Community pool just steps away 📍 Tucked in the desirable Oakbrook neighborhood—close to parks, schools, shopping & everything you need to live happy. This is more than a home… it’s where memories are made. DM me for a private showing or more details 🏡✨
Many homeowners believe that paying extra toward their mortgage means locking that money away. And traditionally, that’s true. But an all-in-one mortgage works differently. While you’re accelerating payoff, your equity remains accessible. That means funds are available for emergencies, opportunities, or life transitions when needed. It creates a balance between progress and flexibility, helping you build equity without sacrificing liquidity. Would having that kind of access change how you approach your mortgage? #HomeFinance #EquityAccess #FinancialWellness #MindfulMoney
What if your everyday cash flow could quietly accelerate your mortgage payoff? With an interest-only, all-in-one structure, your bank accounts connect directly to your loan. Any excess funds sitting in your accounts can reduce your principal balance in real time. This means less interest accrues and equity builds faster, without changing how you earn. It’s a more intentional way of letting your money work in the background while you live your life. Curious how this strategy works? #FinancialFreedom #HomeOwnership #MindfulMoney
Choosing a mortgage isn’t only about getting approved. It’s about finding a structure that supports your life long term. Wholesale lending opens the door to broader options. Through Nexa Mortgage, we collaborate with over 240 lenders, allowing us to tailor solutions that align with your financial goals, comfort level, and future plans. It creates space for flexibility, clarity, and informed decision-making. When you think about your loan, are you prioritizing lower payments, long-term savings, or adaptability? #HomeFinance #MortgageSupport #FinancialClarity
Most homeowners enter a 30-year mortgage expecting it to run its full course. But what if there were a way to shorten that timeline significantly and save thousands in interest along the way? An all-in-one mortgage is designed to shift how payments work, allowing more of your money to go toward principal earlier. Over time, this creates momentum, helping you pay off your home in a fraction of the time. It’s not just about the rate. It’s about creating freedom, space, and long-term financial calm. What would change for you if your mortgage was gone in nine years? #FinancialFreedom #MortgageTips #IntentionalLiving
"Get your cookies!" —Maya, 🌼 Girl Scout If you haven't supported your local Girl Scout already, please order them from Maya! Unfortunately, we closed out girl drop off option, but if you don't want to pay for shipping, we are selling cookies at the cookie booth on March 8th! Link to order is in the comments!
If you have an FHA loan, this might be worth a closer look. There’s a refinance option designed to lower your rate without the usual layers of paperwork. If your payments have been consistent and on time, you may qualify for an FHA Streamline. It’s a quieter, simpler way to create breathing room in your monthly budget. And if rates shift again in the future, you still have flexibility to refinance later. Sometimes financial ease comes from small, well-timed adjustments. Would you consider exploring this option? #FHARefinance #MortgageTips #Homeownership
We celebrate the sale.

We don’t talk about the grief.

Selling a home isn’t just a transaction.
It’s letting go of a version of your life you once built everything around.

This one hit close.

And it reminded me—this work is
Open Houses All Week! Don't miss this beauty!

Fri 3/20 3PM-5PM
Sat 3/21 11AM-1PM
Sun 3/22 12PM-2PM
Tues 3/31 11AM-2PM (Brokers Only) 
Sat 3/28	11AM-1PM
✨ PRICE IMPROVEMENT! MOVE-IN READY + FRESHLY UPDATED ✨

This spacious 2,200 sq ft townhome is ready for its next chapter—offering a flexible layout, thoughtful upgrades, and low-maintenance living in a convenient central location with easy acce ✨ Picture-perfect living in Oakbrook ✨

This beautiful rambler is the kind of home that just feels right the moment you walk in.

🍽️ Chef’s kitchen with quartz counters, stainless steel appliances & farmhouse sink
🛋️ Multiple living space
Many homeowners believe that paying extra toward their mortgage means locking that money away.

And traditionally, that’s true.

But an all-in-one mortgage works differently. While you’re accelerating payoff, your equity remains accessibl
What if your everyday cash flow could quietly accelerate your mortgage payoff?

With an interest-only, all-in-one structure, your bank accounts connect directly to your loan. Any excess funds sitting in your accounts can reduce your principal balance
Choosing a mortgage isn’t only about getting approved. It’s about finding a structure that supports your life long term.

Wholesale lending opens the door to broader options. Through Nexa Mortgage, we collaborate with over 240 lenders, al
Most homeowners enter a 30-year mortgage expecting it to run its full course.

But what if there were a way to shorten that timeline significantly and save thousands in interest along the way?

An all-in-one mortgage is designed to shift how payments
"Get your cookies!" —Maya, 🌼 Girl Scout 

If you haven't supported your local Girl Scout already, please order them from Maya! Unfortunately, we closed out girl drop off option, but if you don't want to pay for shipping, we are selli
If you have an FHA loan, this might be worth a closer look.

There’s a refinance option designed to lower your rate without the usual layers of paperwork. If your payments have been consistent and on time, you may qualify for an FHA Streamline.
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PHONE: 253.282.0783
EMAIL: ranny@teamrayandco.com

105 Central Way #202,
Kirkland, WA 98033